Entoro Insurance Services Monthly Newsletter Sep 12

September 12, 2023

Captive Insurance Solutions

The Benefits of Captive Insurance


Given the changing and dynamic landscape of risk management, captive solutions are becoming a popular alternative to conventional methods for financing risk. Captives allow both individuals and entities to:

  • Customize Coverage: Tailor insurance policies and limits to match their specific needs and risks, including unique or difficult risks to cover.
  • Manage Costs: Potentially reduce insurance costs by retaining underwriting profits and investment income, unlike traditional insurers.
  • Mitigate Risk: Exercise greater control over risk management of the parent company, including claims handling and loss prevention.
  • Profit Sharing: Participate in underwriting profits and investments gains from the captive, potentially improving cash flow.

Don't hesitate to contact EIS to explore our innovative, customized captive solutions designed to meet your specific risk management needs.

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Success Story of the Month

Navigating Complexities with Owner-Controlled Insurance Coverage



When a real estate company embarked on a mixed-use development project, they grappled with the complexities of insurance. To navigate these challenges, the owner contacted Entoro Insurance Services for guidance and expertise knowledge. Without a doubt, EIS helped leadership assess their specific needs and risk management landscape. Ultimately, EIS facilitated the company's connection with an owner-controlled insurance policy covering all essential parties: stakeholders, contractors, and owners.

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Insurance for Thought

Traditional Workers' Compensation Policies or Alternative Options?

While many states do not require workers' compensation insurance, numerous small business owners purchase these policies to protect their employees or themselves from potential lawsuits and legal liabilities. When buying insurance, these individuals and entities must weigh the trade-offs of calculating premiums through standard insurance policies versus alternatives like pay-as-you-go. With rising costs, small businesses sometimes opt for pay-as-you-go workers' compensation insurance, which allows them to pay less upfront, as this policy relies on real-time payroll to calculate premiums. Small businesses can then minimize the risk of overpayment or the need for premium adjustment.

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Entoro Insights: A Look at Our Latest Achievements

What is Entoro ESG Advisors

Entoro ESG Advisors is a premier consulting firm dedicated to assisting carbon credit project developers in navigating the complex process of project validation, verification, and initiation. We leverage our deep understanding of the carbon credit industry and regulatory landscape to provide tailored solutions that meet the unique needs of each client.

In the complex world of carbon credits, project developers often face critical questions. Are you capturing all the credits your project is eligible for? Could you be at risk of violating regulatory compliance? Are you spending more money and time than necessary? Are your credits valued as much as they could be?

At Entoro ESG Advisors, we help you answer these questions and turn potential challenges into opportunities. Choosing to work with us means choosing a partner who understands your concerns and knows how to address them effectively. With Entoro ESG Advisors, you can confidently navigate the carbon credit landscape, knowing that you're maximizing value, minimizing risk, and making the most of your investment.

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Entoro Insurance Services

Entoro Insurance Services, LLC (EIS) is a Texas-licensed insurance brokerage. We are a trusted partner dedicated to continuous improvement, professionalism, and the highest ethical standards in the industry.  Our focus is delivering specialized insurance solutions, protecting client assets, managing risks, and ensuring peace of mind. We help clients limit liabilities allowing them to focus on what matters.


EIS Contacts

Doug Higgins
Managing Partner
Entoro Insurance Services, LLC
D: +1 863.581.6194
E: dhiggins@entoro-insurance.com

Jeysel Huezo
Operations Associate
Entoro Insurance Services, LLC
D: +1 832.987.3883
E: jhuezo@entoro.com

John Terrill
Director of Business Development
Entoro Insurance Services, LLC
D: +1 832.275.1672

E: jterrill@entoro.com